Borrowing for a big purchase

You can use credit to open doors to new possibilities. Let’s break down some of the basics so you can borrow confidently and with peace of mind.

Borrow better Borrow better for your next big purchase

Tools to help you plan for the big stuff

Mortgage payment calculator

How much will you pay every month after getting settled into your new home? 

College savings calculator

Are lectures, late nights, and lattes in your future? Get an idea of how much you’ll need.

Explore your borrowing options

Need some credit history? The Truist Enjoy Cash Secured card may help—and you can earn cash back rewards. (Refundable security deposit required.)

Build your credit history

Transfer higher interest, non-Truist balances with the Truist Future card—the lowest APR card of all Truist credit cards.

See if you could save

Truist Personal Loans range from $3,500 to $100,000 and come with flexible repayment terms.

Check it out

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    Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and/or P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members  FINRA, SIPC, and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, Inc.

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    • Multilingual teammates available at our Multicultural Banking Centers
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    • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

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    Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

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